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Whether you’re travelling regularly, heading away for shorter trips, or storing your caravan between journeys, our caravan insurance is there to support how CMCA members use their caravans, with cover backed by experienced specialists.
Caravan ownership comes with responsibility as well as enjoyment. CMCA Caravan Insurance focuses on practical protection for caravans that are properly maintained and regularly used, providing reliable cover backed by people who understand how caravans are used across Australia.
*New for old replacement applies to caravans purchased new, with continuous comprehensive cover, and declared a total loss within 3 years.
Replacement is of the same make, model or series, subject to local availability within 90 days. See relevant PDS for details.
Cover is subject to limits, sublimits, and terms and conditions. Check the relevant PDS and TMD.
We cover a wide range of caravan setups commonly used by CMCA members, from compact campers through to larger touring rigs.
Traditional touring caravans designed for comfortable travel and extended time on the road.
Lightweight and compact setups suited to members who prefer a simpler, more flexible way to travel.
Lower-profile caravans with lifting roofs, offering easier towing and storage without sacrificing space.
Removable living units that mount to the tray of a ute, providing versatility for travel and everyday use.
Larger towable caravans that connect over the rear axle of a ute, built for long-distance travel and longer stays.
Subject to eligibility/underwriting criteria
Get a quote today and arrange insurance that reflects how you use your caravan.
Have a current written renewal quote? Send it to us. Where eligible, we may offer a premium at least 5% lower, subject to underwriting criteria, acceptance of the risk, and like for like comparison.
Start a claim online in minutes, with support from people who understand caravans and motorhomes, helping you get back on the road without unnecessary delays.
Developed in collaboration with CMCA, shaped by the needs of members and real-
world motorhome and caravan use.
From cover options like contents and lay-up to protection for real travel conditions, our policies reflect how members use their motorhomes and caravans.
Based in the CMCA office in Newcastle, NSW, our service team works closely with members to provide informed, responsive support.
Supported by Australian insurance specialists with extensive experience across motorhomes, caravans, boats, and motorcycles.
Have questions? You’re not alone. Our FAQs cover what fellow travellers often want to know — so you can spend less time wondering and more time wandering.
All CMCA Insurance products are issued on an Agreed value basis. This locks in and protects your sum insured throughout the policy period.
Yes, CMCA Insurance products offer 3 years new for old replacement cover for brand new Caravans/Motorhomes where you are the first registered owner and insured with CMCA insurance from new.
By visiting our website (link below) or contacting our customer service team and having a discussion and coming to a mutual agreement on a value amount.
Refer to the link below for both options:
As a policy inclusion, transportation via road, rail and sea are automatically included.
Accessories can be added and covered under your insurance policy. Any accessories must be advised to us and will be noted on your Certificate of Insurance.
Off-road towing for your caravan is included under all our policies. Off-road claims have no additional excess applied.
Cover for contents is automatically included under the policy for $5,000. If a higher contents amount is required, please contact our customer service team by referring to the link below for contact options.
Optional Lay-Up Cover provides a premium discount in exchange for restrictions in cover for the months your caravan is not in use. During lay-up, cover is restricted to loss or damage occurring while Your Caravan is within the gates, walls, or fences of Your home address as specified on Your Certificate of Insurance. You will receive a premium discount during the lay-up months (maximum cover and discount capped at 8 months).
Yes, if you select the hire out option and it is shown on Your Certificate of Insurance, you may hire out your caravan, please refer to the PDS for further information.
Our ‘Important Documents’ page via the link below provides access to these documents.
https://www.insurance.cmca.au /important-documents/
Our claims information page via the link below will provide you with more information.
This website is published by CMCA Insurance. CMCA Insurance is a business name of NM Insurance Pty Ltd ABN 34 100 633 038, AFSL 227186 (NM Insurance). NM Insurance is an underwriting agency with a binding and claims authority from Zurich Australian Insurance Limited (ZAIL) which allows it to enter into and arrange policies of insurance and handle and settle claims made under them. NM Insurance acts on behalf of ZAIL and not you when providing these services but does so under its own AFSL.
Advice on this website is general so consider whether it suits your objectives, financial situation and needs. Always consider the relevant Target Market Determination and Product Disclosure Statement before buying or renewing insurance. These can be accessed on this website.
NM Insurance complies with the General Insurance Code of Practice which is designed to raise standards of practice and service in the general insurance industry. The Code Governance Committee (CGC) is an independent body that monitors and enforces compliance with the Code. For more information about the Code or the CGC, visit www.codeofpractice.com.au.
Steadfast Group Ltd (ABN 98 073 659 677) (‘SGL’) has a majority shareholding in NM Insurance Pty Ltd (NM Insurance). SGL may receive a professional services fee (PSF) from insurers, premium funders and underwriting agencies such as NM Insurance (Partner) for access to regulatory and compliance support; marketing and communications; data insights; and access to technology platforms. The PSF is an agreed amount between SGL and the relevant Partner, usually annually. The PSF is not determined by the volume of the business that the Steadfast Network brokers place, nor is the amount of the PSF known to the Steadfast Network Brokers, so it is not able to influence recommendations to their clients.
NM Insurance may have access to shared services from SGL, including compliance tools; procedures; manuals and training; legal; HR banking; and group purchasing arrangements. These services are funded by SGL, subsidised by SGL or SGL receives a fee for them.
SGL’s FSG is available at www.steadfast.com.au or on request by telephoning SGL’s Company Secretary on +61 2 9495 6500.
For information about interpreting services please contact the Australian Government’s Translating and Interpreting Service.
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